Legal Disclaimer

1. NATURE OF OUR SERVICES

1.1 Opinion-Based Analysis

All security scores, grades, rankings, assessments, and commentary provided by AI QA Monkey constitute our OPINION based on our proprietary methodology and professional judgment. They are NOT statements of absolute fact.

• Security assessments represent subjective analysis
• Different methodologies may produce different results
• Scores are relative comparisons, not absolute measurements
• Rankings reflect our professional opinion at a specific point in time

1.2 Publicly Available Information

Our analysis is based exclusively on publicly available information that any member of the public can access without circumventing security measures. We do NOT:

• Access private systems, networks, or databases
• Bypass authentication or security controls
• Exploit any discovered vulnerabilities
• Perform active penetration testing
• Access any non-public information

2. NO WARRANTY OR GUARANTEE

We specifically disclaim all warranties regarding:

• Accuracy: Scores and rankings may contain errors, omissions, or inaccuracies
• Completeness: Our analysis may not identify all security issues
• Reliability: Results may include false positives or false negatives
• Timeliness: Information reflects a snapshot in time and may be outdated
• Fitness: Results may not be suitable for your specific purposes
• Non-Infringement: We do not warrant that our services do not infringe third-party rights

3. LIMITATION OF LIABILITY

This includes, without limitation:

• Direct, indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, goodwill, or business opportunities
• Reputational harm allegedly resulting from rankings or assessments
• Business losses allegedly resulting from published scores
• Costs of procurement of substitute services
• Any damages arising from reliance on our analysis
• Any damages resulting from third-party claims

OUR MAXIMUM AGGREGATE LIABILITY SHALL NOT EXCEED $100 OR THE AMOUNT PAID BY YOU IN THE PRECEDING 12 MONTHS, WHICHEVER IS GREATER.

4. INDUSTRY SECURITY INDEX - SPECIFIC DISCLAIMERS

4.1 Public Interest Purpose

The Industry Security Index is published to serve the legitimate public interest in cybersecurity awareness. The security posture of companies handling customer data is a matter of public concern.

4.2 Fair Comment & Protected Speech

All rankings, scores, and assessments constitute fair comment on matters of public interest and are protected expression under applicable free speech laws. Our assessments are:

• Based on true, publicly available information
• Clearly presented as opinion and professional analysis
• Made in good faith for public benefit
• Subject to verification through our published methodology

4.3 Not Defamatory

Our security assessments are NOT defamatory because they:

• Are based on objectively verifiable public information
• Represent protected opinion and professional analysis
• Serve legitimate public interest
• Are made without actual malice
• Do not make false statements of fact

4.4 No Obligation to Remove

We are under NO obligation to remove, modify, or suppress rankings or scores at the request of ranked entities. Publication of our analysis serves the public interest and constitutes protected expression.

5. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless AI QA Monkey and its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your use of our services
• Your violation of this Disclaimer or our Terms of Service
• Your violation of any applicable law or regulation
• Any dispute between you and a third party related to our services
• Any claim that your use of our services caused damage to a third party

6. NO PROFESSIONAL ADVICE

Our services do NOT constitute professional advice of any kind, including:

• Legal advice
• Financial or investment advice
• Professional cybersecurity consulting
• Compliance or regulatory guidance

You should consult appropriate professionals before making decisions based on our analysis.

7. RELIANCE DISCLAIMER

8. THIRD-PARTY DISCLAIMER

We are not responsible for:

• Third-party websites or services linked from our platform
• Third-party content or accuracy of external sources
• Actions taken by third parties based on our analysis
• Third-party misuse or misrepresentation of our data

9. DISPUTE RESOLUTION

9.1 Mandatory Pre-Dispute Notice

Before initiating any legal action, you MUST provide written notice to legal@aiqamonkey.com describing your dispute and allow 60 days for informal resolution.

9.2 Arbitration Agreement

Any disputes that cannot be resolved informally shall be resolved through binding arbitration rather than in court. You waive your right to participate in class actions or class-wide arbitration.

9.3 Governing Law

This Disclaimer is governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

10. ANTI-SLAPP NOTICE

Many jurisdictions have Anti-SLAPP (Strategic Lawsuit Against Public Participation) laws that protect speech on matters of public concern. Our security assessments fall within this protection. Any frivolous lawsuit designed to silence our protected speech may result in:

• Early dismissal under Anti-SLAPP statutes
• Award of attorneys' fees to AI QA Monkey
• Sanctions against the filing party
• Counterclaims for abuse of process

11. COMPLIANCE NOTICE

Our services operate in compliance with applicable laws including:

• Computer Fraud and Abuse Act (CFAA) - We do not access systems without authorization
• First Amendment / Free Speech - Our analysis is protected expression
• Fair use and fair comment doctrines
• Public interest defense principles

12. SEVERABILITY

If any provision of this Disclaimer is held unenforceable, it shall be modified to the minimum extent necessary to make it enforceable, and all other provisions shall remain in full force and effect.

13. CHANGES TO THIS DISCLAIMER

We reserve the right to modify this Disclaimer at any time. Changes are effective immediately upon posting. Your continued use of our services constitutes acceptance of any changes.

14. CONTACT

For legal inquiries regarding this Disclaimer:

• Legal Department: legal@aiqamonkey.com
• Disputes: disputes@aiqamonkey.com